I embossed the image of the houses first in brown. I also stamped and cut out an extra image so that I could cover it and stamp and emboss the snowflakes all the way around the image without overlapping. A very simple yet effective technique!
October Afternoon - 'Good Cheer' paper
Zing - white and brown embossing powders
Unity Stamp Co. - Kit of the Month 11/11
CTMH - red ribbon.
Carta Bella - kraft cardstock